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5. CONDITIONS: (State N/A in each blank that is not a condition to this contract.)
(a) Buyer must be able to obtain a
FHA VA (attach FHA/VA Financing Addendum) Conventional
Other: _______________________ loan at a Fixed Rate Adjustable Rate in the principal amount of
_______________________________ (plus any financedVA Funding Fee or FHA MIP) for a term of
___________ year(s), at an initial interest rate not to exceed ____________ % per annum, with mortgage loan
discount points not to exceed ______ % of the loan amount. Buyer shall apply for said loan within ________ days of
the Effective Date of this contract. Buyer shall use Buyer’sbest efforts to secure the lender’s customary loan
commitment letter on or before __________________________________ and to satisfy all terms and conditions of
the loan commitment letter by Closing. After the above letter date, Seller may request in writing from Buyer a copy
of the loan commitment letter. If Buyer fails to provide Seller a copy of the loan commitment letter or a written
waiver of this loan condition within five days of receipt of Seller’s request, Seller may terminate this contract by
written notice to Buyer at any time thereafter, provided Seller has not then received a copy of the letter or the
(b)There must be no restriction, easement, zoning or other governmental regulation that would prevent the
reasonable use of the Property for _________________________________________________________ purposes.
(c) The Property must be in substantially the same or better condition at Closing as on the date of this offer
reasonable wear and tear excepted.
(d)All deeds of trust, liens and other charges against the Property, not assumed by Buyer, must be paid and satisfied
by Seller prior to or at Closing such that cancellation may be promptly obtained following Closing. Seller shall
remain obligated to obtain any such cancellations following Closing.
(e) Title must be deliveredat Closing by GENERAL WARRANTY DEED unless otherwise stated herein, and must
be fee simple marketable and insurable title, free of all encumbrances except: ad valoremtaxes for the current year
(prorated through the date of Closing); utility easements and unviolated restrictive covenants that do not materially
affect the value of the Property; and such other encumbrances as may be assumed or specifically approved by Buyer.
The Property must have legal access to a public right of way.
6. SPECIAL ASSESSMENTS: Seller warrants that there are no pending or confirmed governmentalspecial
assessments for sidewalk, paving, water, sewer, or other improvements on or adjoining the Property, and no pending
or confirmed owners’ association special assessments, except as follows: __________________________________
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